Most people rely heavily on group medical coverage, even though it may not be enough to cover the out-of-pocket expenses related to healthcare services, as certain medical expenses are not covered by group health policies. A supplemental individual medical insurance policy that is affordable and provides personalised coverage can help with both medical and non-medical expenses for specialised treatment in case of accidents, disability, or critical illness. It will also give you and your family the necessary peace of mind. Get started by comparing what different insurers offer, and pick the option that suits you best.
*Levy collected by the Insurance Authority (IA) will be imposed on this policy at the applicable rate with effective from 1 January 2018. For further information, please visit IA website (www.ia.org.hk).